Sorry I've been away, folks! My internet has been not working and I also haven't been making very many cards. I finally got back into it.
I made two very simple cards with the same very clean and simple layout. I didn't even use any challenges as a starting point for these! I just knew the stamp set, texture and cork that I wanted to use.
Here are the close ups of each...
I used two different Stampin' Up! embossing folders. The leaf is from "Autumn Days". I also used the new ribbon punch on the brown one.